01924 488 199
Dewsbury | Nationwide
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Motoring Solicitors
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Protect Your Licence with Expert Help
Driving without insurance is a serious offence under UK motoring law. It is illegal to drive a vehicle on public roads without at least third-party insurance coverage. Even a momentary lapse in your policy could result in penalties, making it essential to act swiftly if you are facing allegations. At Qamar Solicitors, our experienced motoring law solicitors are here to help defend your case and minimise the impact on your licence, finances, and future.
Speak to us now on 01924 488 199 or request a call back.
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Experts in Motoring Offence Law
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What is Driving Without Insurance?
Under the Road Traffic Act 1988, driving a vehicle without valid insurance is an offence regardless of intent. Even if you were unaware your policy had expired or believed you were covered by another policy, you could still face legal consequences.
Driving without insurance doesn’t just apply to those behind the wheel. Vehicle owners who allow others to use their vehicle without proper insurance can also be held liable.
How Can We Help?
If you are facing charges for driving without insurance, our expert team of motoring offence solicitors is ready to assist. We specialise in representing clients accused of motoring offences, from misunderstandings over policy terms to allegations involving uninsured vehicles.
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Analyse the details of your case to identify potential defences.
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Represent you in court to argue for reduced penalties.
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Provide clear, professional advice tailored to your circumstances.
Potential defences might include proving you had insurance in place or showing you had a reasonable belief that you were covered.
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What Are the Penalties for Driving Without Insurance?
The penalties for driving without insurance in the UK can be severe and include: -
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Fixed Penalty Fine – £300 on-the-spot fine.
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Penalty Points – Six points on your driving licence.
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Court Action – Fines are uncapped, and your licence could be disqualified.
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Vehicle Seizure – Police can impound your vehicle.
If the matter escalates to court, additional costs and sanctions may apply, potentially leading to a driving ban. Insurance-related offences also affect future premiums, making it harder to secure affordable cover.